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Helping children, young people and their families thrive

Money and debt

If you are struggling with your finances and are facing debt or are in debt, there are a number of things that you can do to help yourself:    

  • check what benefits or grants you can get
  • work out your budget
  • clear your rent arrears
  • manage your council tax
  • sort out loan repayments
  • deal with credit card debts
  • sort out gas, electric or water bills

Take control

We understand that getting to grips with debt can be extremely daunting and are here to help you every step of the way. We can offer advice, help with paperwork and will put you in touch with other organisations that can help.

Together we will work out a plan to make your debt more manageable, so come into one of our family centres, email contact@family-support.org.uk or phone 020 8753 6070.

Please don’t put off getting a grip on your finances as this may lead to your situation worsening, causing you and your family even more stress.

If you have received letters from the bailiffs, contact Citizens Advice for help and support.

Money and debt

Stress and your family

Financial worries and debt cause stress making it difficult to enjoy normal family life. Stress also leads to problems with mental health and wellbeing.

Developing healthy brains

Loving, positive and nurturing relationships help children and young people develop the healthy brains they need for future life challenges.
 
And anything that gets in the way of these positive experiences can lead to toxic stress causing a child's healthy brain development to become impaired.

Find out more about the science behind brain development

Money and debt

Our family centres

As well as offering practical help and support, our family centres are here so that mums, dads, carers and children can make new friends and enjoy play and learning experiences together.

To promote healthy brain development, children need time and attention from someone who's happy to play with them. These positive, nurturing interactions are known as 'serve and return'.

In other words, when an infant or young child babbles, gestures, or cries, and an adult responds appropriately with eye contact, words, or a hug, connections are built in a child's brain that support the development and social skills.

Even if you aren't quite ready to talk about the problems you face, come and spend some quality family time together.

Need to talk

Need to talk?

If you would like to talk to one of our local Family Support workers to see how we can help, pop into one of our family centres, email contact@family-support.org.uk or phone 020 8753 6070.

We're here to help with tailored support for you and your family - just ask!

Houra from Masbro

Worried about a child?

If you are worried about a child or young person, please call our team on 020 8753 6600.

If you are worried that a child or young person is at immediate risk, please contact the NSPCC on 0808 800 500 or help@nspcc.org.uk or call the police on 999

Remember Childline is always there for any young person online and on the phone anytime. If you are worried about yourself or a friend they are there for you.

One Place Hub

We provide one to one sessions where we will

  • Explain priority and non-priority debts
  • Help to find ways to get you out of debt and find personalised options and solutions
  • Explain the debt recovery process
  • Budgeting – Advice on budgeting and money management
  • Dealing with Debt - Exploring various ways to maximise your income
  • How credit works
  • Savings & Information on obtaining a bank account
  • Enabling you to plan, anticipate and respond to change in your financial circumstances
  • Understanding Mortgages
  • Local Housing Allowance / benefit restrictions
  • Welfare Reform – Universal Credit, Benefit Cap, Bedroom Tax
  • And much more

OnePlace Hub                                                                                                                        

Together we will work out a plan to make your debt more manageable, so come into one of our family centres, email contact@family-support.org.uk or phone 020 8753 6070.

For further assistance you may contact

OnePlace Hub                                                           

Telephone contact: 07880 026356 / 07506 684802                                                                                            

Email contact: Oneplace@lbhf.gov.uk                                              

Please don’t put off getting a grip on your finances as this may lead to your situation worsening, causing you and your family even more stress.